What membership includes
Invite list · Fall 2026Accounts & cash
——Budgets & goals
——Recurring & bills
——Net worth
——Harbor Guide
——
Redwood City
- Protected this month$1.4M+62%
- Checks run154,280+41%
- Quiet failures247+19%
- Median notice41 sec−38%
New York, NY
Live monitors347
Harbor · by Vectornosis
Invite list · Fall 2026
Money feels different when you can see the whole picture.
Due to demand across Vectornosis, Harbor membership is invite-only until Fall 2026. Accounts, spending, goals, cash flow, and net worth — without ads or shame.
Planned $12/month or $99/year · up to 5 household members · checkout closed until Fall 2026
Founder preview · Rivera household · walkthrough only
Preview · Fall 2026Open full screen ↗
Use accounts, cash, budgets, and the 30-day runway.Founder preview · invite list · not for sale
Rivera household walkthrough. Membership is invite-only — request an invite. Checkout opens Fall 2026.
01 · Command
One number. Then everything underneath it.
Net worth, cash, bills, and what is safe to move — without a spreadsheet and without a lecture. Without ads or shame.
Founder preview · Rivera household
Net worth
$21,494,720.00
$21MFictional founder preview · not your money
- Assets
- $21,636,620.00
- Liabilities
- $141,900.00
- Cash
- $3,532,620.00
02 · Timing
See the next 30 days before they happen.
Mortgage, payroll, and the quiet subscriptions. Harbor projects the lowest cash point — then tells you if you are clear.
Invite walkthrough only
Cash runway
Next thirty days stay private
Lowest projected
——
Obligations
——
Household · names only
Household picture
Seats- ——
Household checking
Cedar Valley Credit Union
- ——
Kids & activities
Cedar Valley Credit Union
- ——
Emergency savings
Harbor Savings Co-op
- ——
Health savings
Prairie Retirement
- ——
Retirement
Prairie Retirement
03 · Household
Checking next to brokerage. No tab-switching.
Cash, retirement, and the card you actually use sit in one household picture. Hide balances when someone walks behind you. Without ads or shame.
Household OS
Built like a product you pay for.
Manual accounts work in the founder preview. Institution sync is implemented and waits on production access — Harbor never asks for a password in an email.
- Budgets, goals, and recurring detection in one workspace
- Household settlements that do not fake extra income
- Hide balances. Autosave. No ads. No shame copy.
Harbor Guide
A calm second set of eyes.
Patterns, tradeoffs, and better questions. Not a fake advisor. Not a lecture. Educational only — never investment, tax, or legal advice.
Observation
Guide stays educational. Membership stays invite-only.
Harbor Guide is not a fiduciary and does not replace a licensed professional.
Read the full safety boundaries →Invite list · Fall 2026
Request a Harbor invite.
Due to demand across Vectornosis, Harbor membership is invite-only until Fall 2026. Checkout stays closed. We will email you when membership opens.