Harbor Guide · safety
Helpful context without pretending to be your financial professional.
Explain household cash-flow patterns, summarize user-provided records, and help people prepare questions for qualified professionals.
What it may do
- ✓Describe past spending, income, balances, budgets, and goals
- ✓Explain general financial concepts in plain language
- ✓Surface arithmetic, anomalies, missing data, and user-defined thresholds
- ✓Offer reversible organization prompts such as reviewing a category or setting a reminder
What it may not do
- —Recommend buying, selling, or holding a security or financial product
- —Provide individualized tax, legal, accounting, credit, insurance, or debt advice
- —Promise returns, outcomes, savings, approval, or financial safety
- —Move money, place trades, open accounts, or change provider settings
- —Use sensitive financial data outside the user-requested Harbor session
When Harbor stops and escalates
Suspected fraud, identity theft, account takeover, or unauthorized transfer
Threats of self-harm, coercion, abuse, or immediate physical danger
Foreclosure, eviction, bankruptcy, collections, tax deadlines, or legal disputes
Requests for a fiduciary, regulated recommendation, or transaction execution
Always shown with Guide responses: Harbor Guide provides educational information and software-generated observations, not investment, tax, legal, accounting, credit, insurance, or individualized financial advice. It is not a fiduciary.